Skip to main content

Finance Options

We assist you with Finance and SuperCare.


Steps to Funding Your Smile


Diagnosis &
Treatment Plan

Finance and/or
Superannuation Application


Commence Treatment

Early Release Superannuation (ERS)

As of 1st July 2018 Early Release of Superannuation is now handled by the Australian Tax Office (ATO). Now with self-lodgements being simple to follow, we have a dedicated inhouse team focused on helping you access your Superannuation on compassionate grounds.

The team at Coolamon Dental Centre are experienced in submitting successful ERS applications. Our team can help you access your Superannuation on compassionate grounds.


In order for your situation and treatment to qualify for ERS:

    • You must be in acute or chronic pain
    • Your teeth are terminal or failing; loose, missing teeth, breaking down beyond repair;
    • Your teeth are no longer fit for purpose in that you are unable to chew and digest food adequately;
    • you need teeth extracted and replaced with dental implants, fixed teeth implants, implant supported dentures or dentures; and
    • you have complex issues and require complex restorative treatment of the teeth, smile and bite.

Purely cosmetic cases do not qualify for ERS.   

For more information please see the ATO’s ERS access on compassionate grounds page or alternatively contact us to discuss your options with one of our friendly team members.

Total Lifestyle Credit

TLC – fund all Medical/Cosmetic treatments and out of pocket costs

    • Payment plans from $2,000 to $50,000 – covering all dental fees
    • No stress – the whole process is managed privately by our Consultants
    • Any additional repayments or rebates can be added back on to the payment plan at no extra charge

Would you like some TLC? – simply click below link
TLC Payment Plan Now AVAILABLE!

Total Lifestyle Credit – Australian Credit licence 509691 Terms & Conditions:

    •  Speak to TLC direct for a quote based on your personal circumstances and for the full terms and conditions.
    •  A full credit and financial assessment would need to be completed prior to acceptance of any offer or product.

Start your treatment from $70pw with TLC!

Simply complete your info below:
TLC Payment Plan Now AVAILABLE!

TLC Repayment Chart

Pretty Penny

Fast approval and funding

We reward good borrowers

Typically same day approval

Your local dental payment plan provider

At Pretty Penny Finance, our dental loans also offer a streamlined and hassle-free service. Pretty Penny Finance oversees the entire application process and organises the dental payment plan so that you can focus on the procedure.

When you apply for Pretty Penny’s dental finance, you will be designated your own personal loan advisor that will guide and support you through the entire process. They will discuss with you all of your options so that you clearly understand the process and you get the right dental payment plan that is affordable to your budget.
    • Comprehensive rates and flexible repayments
    • $2000 to $70,000
    • 6 months to 7 years
    • Fast approval and funding
    • We can fund your dentist directly
    • No exit fees, no early repayment penalties and easy online loan management.

Credit Card Comparison


Pretty Penny’s personal loans Average credit card
Balance $20,000 $20,000
Interest rate 8.3% (10.92 comparison rate) 19.75%
Equal monthly payments $630 $741
Repayment term 36 months 36 months
Interest paid $2,662 $6,666
Savings $4,004

*Comparison rate based on rates available for a 3 year, $20,000 unsecured personal loan for a borrower with a good credit history as at 4 September 2017. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. ‡Credit card rate stated is RBA F5 average ‘standard’ credit card interest rate as at August 2017 and excludes any annual or monthly fees. Comparison calculation assumes repayment of $20,000 balance over 3 years. Calculations assume 36 equal monthly payments and no prepayment amounts. The rate, term and repayments you qualify for may be different to the example. Credit criteria and terms and conditions apply.

What our patients say

Google Review

My whole experience was amazing! The reception staff was friendly and very helpful, they made me feel at ease! Dr Aaron was an amazing dentist who is professional and I felt safe and relaxed while he sorted out my problem! They are caring people who is professional and I would highly recommend this dentist! Keep up the good work! I will see yous soon!

Google Review

Everyone working at Coolamon Dental are so helpful & friendly. Dr. Gen is so patient with me knowing I am terrified of going to the dentist. The ladies in reception put you at ease as soon as you come in the door. They are so friendly & have a laugh with you which helps when you are so nervous. The dentist explains everything that's going to be done so there are no surprises. The rooms are absolutely spotless. I now don't mind going to this dentist. Can highly recommend Coolamon Dental.

Google Review

Been three times, three different dentists…all brilliant and caring. The reception team are friendly too. Highly recommend. I’ve always found it difficult to find a caring dentist but each time here I am not disappointed. Keep up the great approach it’s highly appreciated.

Google Review

Shaun and Jenny were fantastic.
I came in for a toothache and they were able to fit me in. I'm a nervous patient and Shaun did an amazing job of calming my nerves and explaining the issue and options and then sorted the problem with minimal discomfort.

I'll be back for regular checkups!

Google Review

The staff here are all very friendly and helpful. The dentist was gentle and thoughtful. As I'm in a wheelchair he and his nurse were also very helpful. I recommend this practice and will go to them in the future.

Google Review

Absolutely the best dental practice I have ever used in the last 20 years. Wonderful and friendly reception staff, especially Serena, who is the model that all reception staff, everywhere, should aspire to. Very skilled dentists who dish out sensible and affordable solutions to dental issues.

Google Review

I’m a very anxious patient but my experience today was amazing. I was made very comfortable and Dr Aron was so gentle and friendly. I will be recommending Coolamon Dental Centre to everyone. Very happy customer here.

woman smiling
Where to find us

Coolamon Dental Centre 

56A Mornington Pkwy,
Ellenbrook WA 6069

Tel: (08) 9296 9970


You can book an appointment with us online or call us at 9296 9970. Please note your dental appointment is considered confirmed at the time of booking. We have reserved the time with our dentists, dental assistants and hygienists, especially for you. We will contact you prior to your scheduled appointment with a courtesy reminder but ultimately it is your responsibility to ensure that you arrive on time for your appointment. We know that life can get in the way and if you need to reschedule, please give us at least one business day’s notice and we will be happy to find a time that better suits you.

My Webpage with iFrame